KirkLindstrom.comArticles - 2013  iBonds:  Current Series I and EE Savings Bond Rates Nov. 2013 - April 2014
iBonds:  Current Series-I Bond rates
Series I & EE Savings Bonds
Rates for 100% Safe Investments
Kirk
                Windsurfing at Coyote Point November 2009
I Bonds - EE Bonds  - Top FDIC Savings Rates


Rates for 100% safe (government guaranteed) savings
 

 
November 1, 2013 Announcement:  Today the Bureau of the Public Debt today announced earnings rates for Series I Savings Bonds and Series EE Savings Bonds, issued from November 1, 2013 through April 30, 2014.

==> The Current I Bond Composite Earnings Rate is 1.38% which includes a Fixed Rate of 0.20%.

I bond fixed rates are determined each May 1 and November 1. Each fixed rate applies to all I-bonds issued in the six months following the rate determination.  The earnings rate combines a 0.20% fixed rate of return with the 1.18% annualized rate of inflation as measured by the Consumer Price Index for all Urban Consumers (CPI-U). The CPI-U increased 0.59% between October 2012 to and March 2013.  
==> Series EE bonds issued from November 1, 2013 through April 30, 2014 will earn today's announced rate of 0.10%.  Series EE bonds issued since May 2005 are earning interest at a fixed rate, depending on the rate set when the bond was issued.
==> Top CD and Savings Account Rates: (Select your amount and account type to find the best rates) <==
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More about Series I Bonds:

When the inflation rate is less than zero, a bond's earnings rate is less than its fixed rate (but the earnings rate is never less than zero).
The fixed rate applies for the 30-year life of I bonds purchased during this six-month period.

Earnings rates for I bonds are set each May 1 and November 1. Interest accrues monthly and compounds semiannually. Bonds held less than five years are subject to a three-month interest penalty. I Bonds have an interest-bearing life of 30 years.



Minimum purchase:
  • $25 for a $25 I bond when purchased electronically via TreasuryDirect
Maximum purchase (per calendar year):
  • $10,000 each calendar year for each Social Security Number.

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