KirkLindstrom.com - Articles - iBonds:  Current Interest Rates for New and Older Series-I Bonds
iBonds:  Current Series-I Bond rates
Series I Savings Bonds
Current iBond Rates for Older Bonds
Kirk
                Windsurfing at Coyote Point November 2009

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   More Info ==> More about iBonds and how rates are calculated at Current Series I Bond Rates

 
May 1, 2018 Announcement:  The Bureau of the Public Debt announced earnings rates for Series I Savings Bonds and Series EE Savings Bonds, issued from May 1, 2018 through October 31, 2018.

More Info ==>  I cover I-Bonds and a slightly better recommended alternative (just as safe with higher yield but without the tax deferral so better for IRAs) in my newsletter.

Composite & Base Rates for Current & Older iBonds
(rates your bonds will pay for the next six months)

Assumptions Current Prior
Semiannual Inflation Rate =  1.11% 1.24%
Annualized Inflation Rate =  2.22% 2.48%

I Bonds Issued during 6 Month Term  StartingBase RateComposite RatePrior Composite Rate
1-May-18 0.30% 2.52% NA
1-Nov-17 0.10% 2.32% 2.58%
1-May-17 0.00% 2.22% 2.48%
2-Nov-16 0.00% 2.22% 2.48%
1-May-16 0.10% 2.32% 2.58%
1-Nov-15 0.10% 2.32% 2.58%
1-May-15 0.00% 2.22% 2.48%
1-Nov-14 0.00% 2.22% 2.48%
1-May-14 0.10% 2.32% 2.58%
1-Nov-13 0.20% 2.42% 2.68%
1-May-13 0.00% 2.22% 2.48%
1-Nov-12 0.00% 2.22% 2.48%
1-May-12 0.00% 2.22% 2.48%
1-Nov-11 0.00% 2.22% 2.48%
1-May-11 0.00% 2.22% 2.48%
1-Nov-10 0.00% 2.22% 2.48%
1-May-10 0.20% 2.42% 2.68%
1-Nov-09 0.30% 2.52% 2.78%
1-May-09 0.10% 2.32% 2.58%
1-Nov-08 0.70% 2.93% 3.19%
1-May-08 0.00% 2.22% 2.48%
1-Nov-07 1.20% 3.43% 3.69%
1-May-07 1.30% 3.53% 3.80%
1-Nov-06 1.40% 3.64% 3.90%
1-May-06 1.40% 3.64% 3.90%
1-Nov-05 1.00% 3.23% 3.49%
1-May-05 1.20% 3.43% 3.69%
1-Nov-04 1.00% 3.23% 3.49%
1-May-04 1.00% 3.23% 3.49%
1-Nov-03 1.10% 3.33% 3.59%
1-May-03 1.10% 3.33% 3.59%
1-Nov-02 1.60% 3.84% 4.10%
1-May-02 2.00% 4.24% 4.50%
1-Nov-01 2.00% 4.24% 4.50%
1-May-01 3.00% 5.25% 5.52%
1-Nov-00 3.40% 5.66% 5.92%
1-May-00 3.60% 5.86% 6.12%
1-Nov-99 3.40% 5.66% 5.92%
1-May-99 3.30% 5.56% 5.82%
1-Nov-98 3.30% 5.56% 5.82%
1-Sep-98 3.40% 5.66% 5.92%
 
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   More Info ==> More about iBonds and how rates are calculated at Current Series I Bond Rates
  
Major World Market Graphs at a GlanceCDs with FDIC from Banks You Can Trust
Major World Market Graphs at a Glance

VeryBestCdRates.com
 
More Information:  My Seeking Alpha Articles about I-Bonds:                  

Notes: Treasury Direct Article:

==> I Cover I Bonds in My Newsletter <==
 

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Series I Bonds*Remember:
  • new i-bond rates apply on the 6-month anniversary of your bond
  • Composite rate =
    [Fixed rate + (2 x Semiannual inflation rate) + (Fixed rate x Semiannual inflation rate)]
Kirk
                Windsurfing at Palo Alto in SF Bay in May 2009 KirkLindstrom.com

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