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Series I & EE Savings Bonds Rates for 100% Safe Investments |
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Rates for 100% safe (government guaranteed) savings |
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November 1, 2013 Announcement:
Today the Bureau of the Public Debt today announced earnings rates for Series
I Savings Bonds and Series EE Savings Bonds, issued from November 1, 2013
through April 30, 2014.
==> The Current I Bond Composite Earnings Rate is 1.38% which includes a Fixed Rate of 0.20%. I bond fixed rates are determined each May 1 and November 1. Each fixed rate applies to all I-bonds issued in the six months following the rate determination. The earnings rate combines a 0.20% fixed rate of return with the 1.18% annualized rate of inflation as measured by the Consumer Price Index for all Urban Consumers (CPI-U). The CPI-U increased 0.59% between October 2012 to and March 2013.
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More about Series I Bonds:
When the inflation rate is less than zero, a bond's earnings rate is less than its fixed rate (but the earnings rate is never less than zero). The fixed rate applies
for the 30-year life of I bonds purchased during
this six-month period. Earnings rates for I bonds are set each May 1 and November 1. Interest accrues monthly and compounds semiannually. Bonds held less than five years are subject to a three-month interest penalty. I Bonds have an interest-bearing life of 30 years.
Minimum purchase:
Maximum purchase (per
calendar year):
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