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CD Rates at Fidelity for New Issues Rates for Certificates and Savings Accounts |
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January 8, 2016:
Often we have money in IRA accounts that you don't want to transfer to a bank just to get a few tenths of a percent more interest on a term CD. For example, the best rate available today is 1.05% HERE which is fine for taxable accounts where you can easily move your money, but if you have a large part of your asset allocation at a brokerage like Fidelity, then getting their brokerage CDs can make sense. With the Fed expected to raise rates this year, its make sense to do a 3, 6, 9 and 12 month CD ladder with a CD maturing every 3 months. As each matures, buy a new 1 year CD so you have 1yr CDs maturing every 3 months.
Currently, you can get 0.45%, 0.50% and 0.55% for 1, 2 and 3 month CDs, respectively. The top rate for a 10-year CD is 2.85%. Scroll down for more rates and a graph of historical CD Rates ==> Top CD and Savings
Account Rates: (Select your amount and account type to
find the best rates) <==
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