KirkLindstrom.comArticles - 2016 - New Issue CD Rates At Fidelity
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Rates for Certificates and Savings Accounts
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US Treasury Rates at a Glance
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January 8, 2016: Often we have money in IRA accounts that you don't want to transfer to a bank just to get a few tenths of a percent more interest on a term CD.  For example, the best rate available today is 1.05% HERE which is fine for taxable accounts where you can easily move your money, but if you have a large part of your asset allocation at a brokerage like Fidelity, then getting their brokerage CDs can make sense.  With the Fed expected to raise rates this year, its make sense to do a 3, 6, 9 and 12 month CD ladder with a CD maturing every 3 months.  As each matures, buy a new 1 year CD so you have 1yr CDs maturing every 3 months.

Currently, you can get 0.45%, 0.50% and 0.55% for 1, 2 and 3 month CDs, respectively.  The top rate for a 10-year CD is 2.85%.  Scroll down for more rates and a graph of historical CD Rates
CD Rates at Fidelity for New Issues

==> Top CD and Savings Account Rates: (Select your amount and account type to find the best rates) <==
  For current rates at Fidelity:|treasury|cd-new-issue
Historical CD Rates
6-Month CD Rates: Daily Chart  & Raw Data
6-Month Certificate of Deposit
                                    Historical Chart

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