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                Windsurfing at Palo Alto in SF Bay in May 2009
FREE Annual Credit Reports
Online, by Mail or by Phone
                Windsurfing at Coyote Point November 2009

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Request your free annual credit report.  It's QUICK, EASY and SECURE.  By federal law, each of the 3 major credit bureaus is required to provide you with one free copy per year of your credit report (though not your credit score ) upon request. It is important to review this information not only to track and improve your financial health, but also to ensure against fraud and identity theft. Because of this, it is advisable to space your requests out from the 3 bureaus throughout the year, like every 4 months, rather than requesting them all at the same time.

Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online, request your report by phone or request your report through the mail. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.

To Request your Credit Report online:

To Request your Credit Report by Phone
  • Call 1-877-322-8228
  • You will go through a simple verification process over the phone.

To Request your Credit Report by Mail
  1. Download the request form (You need an Adobe viewer to view the requested form. (free Adobe viewer)
  2. Print and complete the form
  3. Mail the completed form to:

    Annual Credit Report Request Service

    P.O. Box 105281
    Atlanta, GA 30348-5281

Your credit reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery.

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Disclaimer:  The information contained in this seb site is not intended to constitute financial advice, and is not a recommendation or solicitation to buy, sell or hold any security. This blog is strictly informational and educational and is not to be construed as any kind of financial advice, investment advice or legal advice. Copyright © Kirk Lindstrom. Note: "CORE & Explore®" was coined by and is a registered trademark of Charles Schwab & Co., Inc.