KirkLindstrom.com - Articles - iBonds:  Current Interest Rates for New and Older Series-I Bonds
iBonds: Current Series-I Bond rates
 Series I Savings Bonds
Current iBond Rates for Older Bonds 		Kirk Windsurfing at Coyote Point November 2009
Historical iBond Rates
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May 1, 2022 Announcement:  The Bureau of the Public Debt  announced earnings rates for Series I Savings Bonds and Series EE Savings Bonds, issued from November 2022 through April 2023.

New I-Bond Composite Rate = 4.30%

More Info ==>  I cover I-Bonds and a slightly better recommended alternative (just as safe with higher yield but without the tax deferral so better for IRAs) in my newsletter.

More Info ==> More about iBonds and how rates are calculated at Current Series I Bond Rates
Base & Composite Rates
for Current & Older i-Bonds

(rates your bonds will pay for the next six months)

Assumptions Current Prior
Semiannual Inflation Rate =  1.97% 1.69%
Annualized Inflation Rate =  3.94% 6.48%

For the next six months, the
Highest rate paid is 7.61% & the Lowest Rate is 3.94%

I Bonds Issued during 6 Month Term  Starting Base Rate Composite Rate Prior Composite Rate




1-Nov-23 1.30% 5.27% NA
1-May-23 0.90% 4.86% 4.30%
1-Nov-22 0.40% 4.35% 3.79%
2-May-22 0.00% 3.94% 3.38%
1-Nov-21 0.00% 3.94% 3.38%
3-May-21 0.00% 3.94% 3.38%
1-Nov-20 0.00% 3.94% 3.38%
1-May-20 0.00% 3.94% 3.38%
1-Nov-19 0.20% 4.14% 3.58%
1-May-19 0.50% 4.45% 3.89%
1-Nov-18 0.50% 4.45% 3.89%
1-May-18 0.30% 4.25% 3.69%
1-Nov-17 0.10% 4.04% 3.48%
1-May-17 0.00% 3.94% 3.38%
2-Nov-16 0.00% 3.94% 3.38%
1-May-16 0.10% 4.04% 3.48%
1-Nov-15 0.10% 4.04% 3.48%
1-May-15 0.00% 3.94% 3.38%
1-Nov-14 0.00% 3.94% 3.38%
1-May-14 0.10% 4.04% 3.48%
1-Nov-13 0.20% 4.14% 3.58%
1-May-13 0.00% 3.94% 3.38%
1-Nov-12 0.00% 3.94% 3.38%
1-May-12 0.00% 3.94% 3.38%
1-Nov-11 0.00% 3.94% 3.38%
1-May-11 0.00% 3.94% 3.38%
1-Nov-10 0.00% 3.94% 3.38%
1-May-10 0.20% 4.14% 3.58%
1-Nov-09 0.30% 4.25% 3.69%
1-May-09 0.10% 4.04% 3.48%
1-Nov-08 0.70% 4.65% 4.09%
1-May-08 0.00% 3.94% 3.38%
1-Nov-07 1.20% 5.16% 4.60%
1-May-07 1.30% 5.27% 4.70%
1-Nov-06 1.40% 5.37% 4.80%
1-May-06 1.40% 5.37% 4.80%
1-Nov-05 1.00% 4.96% 4.40%
1-May-05 1.20% 5.16% 4.60%
1-Nov-04 1.00% 4.96% 4.40%
1-May-04 1.00% 4.96% 4.40%
1-Nov-03 1.10% 5.06% 4.50%
1-May-03 1.10% 5.06% 4.50%
1-Nov-02 1.60% 5.57% 5.01%
1-May-02 2.00% 5.98% 5.41%
1-Nov-01 2.00% 5.98% 5.41%
1-May-01 3.00% 7.00% 6.43%
1-Nov-00 3.40% 7.41% 6.84%
1-May-00 3.60% 7.61% 7.04%
1-Nov-99 3.40% 7.41% 6.84%
1-May-99 3.30% 7.31% 6.74%
1-Nov-98 3.30% 7.31% 6.74%
1-Sep-98 3.40% 7.41% 6.84%

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   More Info ==> More about iBonds and how rates are calculated at Current Series I Bond Rates
  
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Notes:  Press Releases:  http://www.treasurydirect.gov/news/news.htm
==> I Cover I-Bonds in My Newsletter <==
 
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Series I Bonds*Remember:
  • new i-bond rates apply on the 6-month anniversary of your bond
  • Composite rate =
    [Fixed rate + (2 x Semiannual inflation rate) + (Fixed rate x Semiannual inflation rate)]
Kirk Windsurfing at Palo Alto in SF Bay in May 2009 KirkLindstrom.com

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